CPA-led · AI-enabled advisory
Financial clarity for growing owner-managed businesses
Sage Financial Solutions works with owner-managed businesses that are growing, making bigger decisions, and need more than historical financial statements. We help transform financial information into practical business decisions through CPA-led advisory services.
Why owners work with Sage
Executive finance capability sized to your business
You are not simply buying another financial report. You are gaining experienced judgment about what the numbers mean and what to do next.
CPA Leadership
Every engagement is led by a CPA with decades of executive finance experience — not handed to a junior bookkeeper.
Construction & Project Finance
Deep fluency in job costing, WIP schedules, retainage, bonding, and percentage-of-completion reporting.
Internal Controls
Practical safeguards that protect cash and assets without slowing a small team down.
Cash Flow
Forecasting and working capital discipline so you see pressure weeks before it arrives.
Profitability
Margin visibility at the job, product, and client level — so you know which work is worth taking.
AI-Enabled Advisory
Modern tooling to compress analysis time with professional judgment applied to every conclusion.
Practical Action Plans
Findings always arrive with sequenced, owner-ready next steps — never a diagnosis without a prescription.
Not sure where to start?
Begin with the Business Clarity Assessment. Ninety minutes, one written plan.
Services
Six ways we create clarity
Engagements are scoped to the decision in front of you — a one-time diagnostic, an ongoing controller relationship, or something in between.
Primary engagement
The Business Clarity Assessment
A structured, fixed-scope diagnostic of your financial position, controls, and reporting — ending in a written plan you can act on immediately.
Is Sage a fit?- What it is
- A CPA-led review of how money moves through your business: cash cycle, margin by job or line, close discipline, and the controls protecting both.
- Who it serves
- Owner-managed businesses between $500K and $10M in revenue — particularly construction & specialty trades, distribution, professional services.
- Deliverables
- A financial health snapshot, a control gap summary, and a prioritized action plan with owners and sequencing.
- 90-minute review
- We walk the findings together — what is working, what is exposed, and what to do first.
- Executive action plan
- A short written document you can hand to your team and revisit in ninety days.
“Owners do not need more reports. They need to know which three things to do next.”
Lucinda Hunt, CPA
Founder
About
Decades of executive finance leadership
Lucinda Hunt, CPA, has spent her career inside operating businesses — closing books, implementing systems, building controls, and sitting in the room where the decisions get made.
- Executive finance leadership across construction and project-based businesses
- Job costing, WIP, retainage, and percentage-of-completion reporting
- ERP selection and implementation, including post-go-live stabilization
- Internal control design for small teams and owner-managed structures
- Acquisition diligence, integration, and executive reporting packages
Resources
Tools you can use today
Insights
Practical, not promotional
Reporting · 6 min read
The Five Numbers Every Owner-Managed Business Should See Weekly
Most owners review a monthly P&L that arrives three weeks late. Five numbers, reviewed weekly, will change more decisions than any report ever will.
Controls · 5 min read
Internal Controls for a Team of Nine
Segregation of duties sounds like an enterprise concept. Scaled correctly, it is the cheapest insurance a small business can buy.
Profitability · 7 min read
Why Your Job Margins Look Fine and Your Bank Account Does Not
Gross margin at the job level can be healthy while the business loses money. The gap is almost always in what never reached the job.
Next step
Not sure where to start? Begin with “Is Sage a fit?”
A short conversation tells us both whether this is the right engagement — before anyone commits to anything.